CMI or Concept Marketing International is an innvovative financial education company committed to teaching people to embrace a different economic reality. Over the course of the past 18 years, CMI has empowered individuals and families to create and sustain an uncommon level of financial freedom as well as a fortress of protection that is impervious to the increasing challenges of today's uncertain world.
Wednesday, November 21, 2007
Concept Marketing International
Concept Marketing International
Preview
Concept Marketing International is a financial education firm teaching everyday families how to live, work and play as privileged families have enjoyed for generations.It is a financial education system built on solid, proven financial concepts and principles.
This preview provides a brief overview of the resources within CMI’s teaching system – Each one specifically designed to assist families in regaining control of their financial destiny.
As you come to understand CMI’s vision and mission you will learn why this Specialized Financial Education centers around:
·The value and importance of saving in tangible assets:Silver, Gold and Platinum bullion coins
·Creating additional sources of income separate from your primary source
·Exclusive investment strategies with private placement accounts
·Funding retirement through charitable giving
·Unique debt elimination programs
·Exclusive tax management strategies
·Private asset protection systems
If you would like more information on CMI’s financial education system, please contact usfor greater detail.
Each financial idea CONCEPT MARKETING INTERNATIONAL reveals to its members is used by many Financial Planners who service the rich in America, however they normally won’t deal with you if you are not rich. If you are a regular wage earner (W2), financial planners will only offer you the basics, like; life insurance, mutual funds, IRAs, 401(k), Money Market Accounts, CDs, etc.
CMI knows that the American Silver Eagle coins are one of the most popular coins among investors all over the world. These coins are the only bullion coins guaranteed for heaviness and purity by the US government. American Silver Eagle Dollars are produced by the United States Mint in Philadelphia or West Point and are of legal tender. They hold a face value of one dollar. The U.S.A. Mint never sells uncirculated American Eagle Silver Dollars directly to the public. Uncirculated coins are only distributed through wholesalers, brokerage firms, precious metal companies, or independent coin dealers. CONCEPT MARKETING INTERNATIONAL is simply a reseller of US Legal Tender Money, which is backed and guaranteed by the Congress of the United States. CONCEPT MARKETING INTERNATIONAL puts 80% of company profits back into its Sales Force. The Registered Sales Agents earn many monetary rewards for promoting CONCEPT MARKETING INTERNATIONAL. CMI’s one of a kind commission structure allows the everyday person/family to own and run a home business <resellers>, which in addition, meets the criteria to take advantage of the many tax breaks our government allows business owners.
What is Personal Accountability?
If you are not clever enough to save for retirement, the government has a plan for you it’s called Social Security. If you are not smart enough to take care of your health as well as plan for future medical expenses, the government has a plan for you it’s called Medicare – Medicade. If you are not intelligent enough to look after your estates with a Will or Trust, the government has a plan for you it’s called Probate. Either you write down what to do with your money or our government will redistribute your estate for you.
Concept Marketing International (CMI) is an educational company providing financial knowledge to its members. CMI is a business! Every member gets to set up a TASA or Tangible Asset Savings Account. This specific acronym doesn’t exists anywhere; Banks don't talk about it; investment firms don't speak of it; its even missing from the language of the many governmental entities! TASA stands for Tangible Asset Savings Account", you manage it!
T ired of living paycheck to paycheck? Frustrated with the rising cost of living and inflation; have no idea how to sidestep it? Angry with your tax position? Worried about your current investments? There is a solution.
(Excerpted and condensed from the 2007 edition of How to Prosper During the Coming Bad Years, Chapter 6)
Here’s a big reason why our presidential choice is critical. There is a mechanism already in place which is already the Law of the Land, which would give the President total dictatorial powers to solve any problem, real or anticipated.
Doomsday Powers
During the last days of the Ford Administration, Congress approved Executive Order, #11490, which can be put into effect by the President of the United States by declaration, and I quote from the Order, “…in any national emergency type situation that might conceivably confront the nation.” The President can invoke this at his own discretion and then it can only be reviewed by Congress after six months. This 35-page Executive Order gives the President the power to do almost anything. He can ration fuel, control wages, prices and rents, and prevent transfers of money. By simple declaration he can do almost anything which the government can put together the machinery to implement. Let’s look at the statutory powers inherent in this frightening document which is now the law of the land, only awaiting declaration.
Executive Order #11490 gives almost every governmental agency specific instructions and powers in case of a national emergency. At my first reading, it seemed fairly innocent, in that it seemed directed toward contingency planning for nuclear war, but as I looked more closely, it had teeth under a much more loosely defined definition of “national emergency,” like terrorist attacks.
“In accordance with the guidance approved by the director of the Federal Preparedness Agency, they are to be prepared to implement in the event of an emergency, all appropriate plans developed under this order.”
Section 105 indicates that “…plans so developed may be effectuated only in the event that authority for such implementation is provided by a law enacted by Congress or by an order or directive issued by the President, pursuant to statutes or the Constitution of the United States.” Congress did so. It is now the law of the land, if the President chooses to make it so.
Highlights
According to the Order, the Department of Defense will develop: “…plans and programs for the emergency control of all devices capable of emitting electro-magnetic radiation.”
There goes your cell phone!
The Department of Interior “…shall prepare national-emergency plans and develop preparedness programs covering electric power, petroleum and gas, solid fuels, minerals and water.” Under the heading “production,” they are to “provide guidance and leadership to assigned industries to ensure the continuity of production … and cooperate with Congress in the identification and evaluation of essential facilities.” Seizure of oil companies.
The Department of Commerce is to: “…control the production and distribution of all materials, the use of all production facilities, the control of all construction materials and the furnishings of basic industrial services, including production and distribution and use of facilities for petroleum, solid fuels, gas and electric power, and the Secretary of Commerce shall develop control systems for priorities, allocations, production, and distribution as appropriate, to serve as allotting agents for materials and other resources…” That’s rationing!
More Hair-raisers
The Department of Labor shall: “…develop plans and procedures for wage and salary stabilization and for the national and field organization necessary for the administration of such a program in an emergency, including investigation, compliance and appeals.”
This is wage and price controls, and a police-state structure to enforce them, and hyper-inflation or terrorist attacks might trigger the Executive Order.
Now we get to something really scary, and that’s in the description of the responsibilities of the Federal Bank Supervisory Agencies in Section #1701, “…regulation of the withdrawal of currency and the transfer of credits including deposit and share account balances.”
They can simply freeze all your money if it is sitting in a bank. This is explained away as the need for government to “prevent hoarding or panic buying.” And here’s another little joker thrown at us by the General Services Administration.
They are to “…develop plans and emergency operating procedures for the utilization of excess and surplus real and personal property …” including “…the disposal of real and personal property and the rehabilitation of personal property.”
That could mean seizure, confiscation, “land reform,” and redistribution of wealth.
The SEC can effect “…the temporary closure of security exchanges … and the freezing of stock and bond prices if required in the interest of maintaining economic controls.” They can also prevent “…the flight of capital outside this country….”
You can’t send your money to Switzerland.
Well, those are a few highlights. This is the ultimate weapon held by the President of the United States. This Executive Order can be implemented “in any national emergency type of situation.” And who knows how that might be defined. Congress cannot review it for six months. The only thing standing between us and a dictatorship is the character of the President and the lack of a crisis severe enough.
The government can apply leverage at crucial points in the system, such as the banks and the large energy companies. The most likely events will be the freezing of funds and the rationing of fuel, plus wage and price controls.
This Executive Order sums up the entire argument against registration of guns, and the advisability of conducting your survival item transactions, as described in Part II, with cash, as the banks microfilm all your checks and would be able to trace all transactions through the bank – or, more likely, demand that the bank search for them.
Economics creates instability where the public demands a “strong man” and all we need is the right (or wrong) man (or woman) in the White House.
I am not talking about a possibility. This Executive Order is the Congress-approved law of the land, only waiting to be declared. You have to conduct your life as though it were possible, even if you’ don’t admit that it is probable.
You should conduct your financial transactions with as much privacy as possible, leaving as few tracks as you can. You should have your money out of those areas which are essentially government controlled – banks, the stock market, even the commodities market, at the first sign of trouble.
Howard J. Ruff, the legendary author and financial advisor, has remained in the public eye for more than a quarter of a century. He is founder and editor of The Ruff Times Financial Newsletter. This article is from the October 5, 2007 issue of The Ruff Times newsletter. The Ruff Times is much more comprehensive and deals with a broad spectrum of middle-class financial issues and includes a gold and silver mining stock Investment Menu from which you can build your portfolio. You can learn about it here). The Ruff Times has served more than 600,000 subscribers – more than any financial-advisory newsletter in the world.
Silver and gold are one of the best investments, check out the video for yourself:
Find out how you can start running your own business getting all the gold and silver you want and not pay a dime for it by learning the financial education with this company:
On a 106-degree May afternoon in 2003, government agents raided several establishments belonging to Southern Nevada businessman Robert Bobby Kahre. With guns drawn, officials held more than 20 handcuffed workers in the sun without water as agents collected records and other materials.
Kahre hadnt committed a crime. He had upset the Internal Revenue Service by paying his workers based on theface value of gold and silver coins, versus the market value in the Federal Reserve system(the value of the coinsin U.S. paper dollars). Even though the coins were in circulation, displayed a face value, andwere regulated by Congress, the IRSs confusing and endless tax code did not determine how to handle these gold and silver coins if used for payroll. The tax code only references dollars. It does not distinguish betweencoined money and paper money.
Kahre didnt opt for the precious metal bullion system without first doing his homework. He consulted monetary experts, engaged in extensive research, and even met with congressmen. Kahres conclusion was simple: While the currency in the precious-metal system was greater in value than the currency in the other system, as money and a medium of exchange, the law knows no difference between the face value of both currencies.
The IRS expected Kahre to report his workers earnings based on the coins market value in the Federal Reserve system. Instead, he didnt report or pay anything at all because the face value of the coins fell below the reporting threshold. The IRS alleged that Kahre and the other defendants paid at least $114 million (based on the Federal Reserve system) to workers. The use of these coins in trade is a direct challenge to the fiat money system now in place.
Bobby Kahre is the only person in the world I know of with the courage to do that, said Joel Hansen, a Las Vegas attorney who represented one of the nine defendants in the case.
While the purpose of the case was to identify the intent of the defendants, the trial that followed tested Americas dual monetary system and further validated that the U.S. greenback is quickly becoming more and more a worthless piece of paper.
In 1985, Ron Paul and other congressmen challenged our countrys currency system, which was monopolized by Federal Reserve Notes (FRNs) the familiar greenbacks in American wallets. The congressmen successfully pursued the Gold Bullion Coin Act, which required the U.S. government to mint and place gold coins in denominations of $50, $25, $10 and $5 into circulation based on demand. The coins are made of 91.67 percent pure gold.
The ultimate purpose of the act was to allow Americans to invest in gold. However, it also brought sanity back to this countrys monetary system by establishing a dual system. Instead of the Federal Reserve solely providing the money supply by endlessly printing FRNs, the U.S. government now minted and circulated precious metal coins.
In the mid-90s, Kahre began exercising this alternate system. He compensated workers for their labor in the form of these gold and silver coins versus FRNs. The workers calculated their income and tax liability based on the face value of the coins.
One gold coin with a face value of $50 currently equals $806 in FRNs. If a worker earns a $50 gold coin each week, that person takes home an annual income of $2,600 based on the precious metal system, which is below the income-tax reporting threshold for an employee. However, the value of the coins in FRNs $41,912 is not. Thats the basic idea.
The IRS did not fancy Kahres gold-and-silver payroll system, and after seven years of operating his family businesses in this fashion, he and eight others found themselves as defendants in a Las Vegas federal courtroom. Kahre was charged with 109 counts of tax-related crimes, varying from tax evasion to willful failure to file and conspiracy to evade taxes. Fifty-two other counts were divided among the other defendants.
While the case was about the intent of the defendants, it raised several issues. There was the issue of whether or not Kahres workers were considered independent contractors, who are responsible for paying their own taxes, or employees, who have their taxes withheld by their employer each pay period. Then theres the issue of Americas dual monetary system. If there are two monetary systems, and the value of one systems currency is greater than the other beyond its face value, what is the standard for determining the value of taxable income?
No Federal Court of Appeals has ever ruled that the gold coins in question must be reported to the IRS based on FRN market value.
The defense showed that the defendants believed in good faith that a Federal Reserve Note is not the standard because Congress created the dual monetary system, Hansen said. The defendants believed that gold and silver coins are just as legitimate and legal as our other tender, the FRN.
Kahre certainly caught the attention of the IRS. In addition to operating his businesses via the gold-and-silver payroll system, according to testimony at the trial, he helped 35 other contracting companies do the same.
But even though Kahre and his colleagues followed the dual monetary system mandated by Congress, the IRS didnt care. To Americas most feared agency, the bottom line was Kahres workers werent taxed enough for their labor.
Based partially on cases that pre-dated the 1985 Gold Bullion Coin Act, the judge in the case did not allow defense attorneys to argue that Kahre was justified to pay workers based on the face value of the coins. Based on case law, the court concluded that income had to be calculated based on the FRN fair market value, rather than upon the face value.
A flaw with some of those cases was that each referred to double-eagle gold coins, which Franklin D. Roosevelt outlawed in 1934. Those coins are no longer in circulation like the coins minted by the U.S. government following the 1985 Act. The double-eagle coins were deemed to be property for tax purposes in those old cases.
Of course, the judges rule was binding upon the parties and was followed by the defense attorneys at the trial. Hansen, under the good faith belief defense, was able to present evidence that his specific client, Alex Loglia, who performed research work for Kahre, did not have intent to commit tax crimes. This interesting twist allowed jurors to still hear the argument that Kahre was justified to pay workers based on the face value of the coins. The U.S. Supreme Court had long before ruled, in the Cheek case, that a good defense in a tax-evasion case is a person had good faith in not following certain tax laws.
The Supreme Court said, if they dont have criminal intent, then they are not guilty of tax evasion, Hansen explained. That doesnt mean you dont have to pay the tax, but it means you didnt commit a crime and wont go to jail for a felony.
In 2005, Loglia penned a paper that earned him an A from his law school professor Jay Bybee (who just happens to also be a 9th Circuit judge) on the gold-coin issue and the separation of powers. His paper took the position that, under Article 1, Section 8, Clause 5 of the Constitution, Congress alone had the power to coin money and set its value.
Loglias position was that the judicial branch does not have this power.
The judge applied those old court cases, but we were still able to make the argument that Alex was not criminally liable because he believed in good faith in the use of the face value of the gold and silver coins for tax purposes, Hansen said. Loglias 100-page legal paper was great evidence for the jury of his good faith belief.
Beyond the courtroom, there is another significant issue with the Kahre case it gives attention to the ever-decreasing value of the Federal Reserve Note.
One Euro is now worth $1.45 in FRNs. A Chinese Yuan buys the same as $1.34 in FRNs. Even the Canadian dollar is now more valuable than our paper currency. Compared to the American buck, itll buy seven cents more in goods and services.
Because of how much stronger the Euro is compared to an American FRN, the Federal Reserve just pumped up to $50 billion of FRNs into Federal Reserve banks to prop up the banks, Hansen said. But when they do that, every dollar that you have in your pocket is now worth less.
However, Americas other monetary system gold and silver coins does not decrease in value. It becomes more valuable in terms of FRNs. Americans, though, rely on the FRN, and its rapid decline will sooner than later decimate the middle class, Hansen said.
Take socialist Karl Marxs theory, for example. He believed the most effective way to obliterate the middle class involved a system of progressive taxation coupled with inflation. In the Federal Reserves case, if the bank continues to inflate the currency so that everybody moves into higher and higher tax brackets, eventually everybody will pay 30 to 40 percent of their income to taxes in Federal Reserve Notes, all while the FRN decreases in value due to inflation.
By using the gold coins, Kahre was beating Karl Marx, the socialists and the liberals who want people to pay more and more so they can have bigger and bigger government, Hansen said. Kahre challenged the whole system and thats why the IRS came down so hard on him and his associates.
The IRS doesnt want this going on; they want you to use their fiat money and be forced into higher tax brackets through progressive taxation coupled with inflation. That way theres no limit on the money they can issue and inflate.
On Sept. 17, after four months of trial and days of deliberation, the Las Vegas federal jury returned with its verdicts. The courtroom was crowded as the IRS and Department of Justice filled the entire area on their side of the chambers with its officials.
Hansen was uncertain of what to expect. He just hoped that the jurors listened closely to the evidence presented.
I could tell in the closing arguments, as I was watching the jury, that they were sympathetic to what I was saying. But what they were going to do, I did not know, he recalled. I think the government, because it had packed the courtroom, was confident they were going to get numerous guilty verdicts.
Rather, jurors delivered zero guilty verdicts. Three defendants, all workers, were acquitted as well as Kahres mother, who worked as a runner for her sons businesses. Two other defendants were partly acquitted the jury hung on one count each. The jury also hung on all counts faced by Kahre, Loglia and Kahres sister, resulting in mistrials.
Im telling you that I have never seen such a dejected group of people leave a courtroom in my life, Hansen said of DOJ and IRS officials. They were shocked. Of course, we were pleased.
The thing is, they had 161 counts and they did not get a guilty verdict on a single one. They got a big goose egg. We didnt get not-guilty verdicts for everyone, but the government didnt get anything.
The IRS was supposed to notify the judge in late October if the agency intended to retry the five defendants on the charges that resulted in a hung jury. The government waffled, indicating they would pursue another grand jury and issue superceding indictments. More information will be known by mid-November.
Looking back, Hansen recalls what may have been a key turning point in the trial. The government called three accountants to testify. The defense asked each one, What is the proper way to calculate income for purposes of the Internal Revenue Code if you are paid in a gold coin that has a $50 face value on it? All three of them responded, I do not know; Ill have to research that.
One of them had a masters degree in taxation! Hansen observed, saying their answers made it difficult to prove the defendants willfully committed tax crimes. If accountants and masters of taxation dont know the answer to this question, how in the world can they expect anything different from an ordinary person who is confronted with a dual monetary system created by Congress?
Hansen believes it was uncalled for to prosecute Kahre and the other eight defendants criminally. The case revolved around a complicating and confusing legal issue. It should have been handled civilly, Hansen said, but the IRS wanted to make an example of these defendants because the federal government simply doesnt want anyone paying a lower tax than what the feds determine should be paid.
If a coin says it is a $50 gold piece, and it says In God We Trust, and the law says that it is legal tender, and it is in circulation, isnt it reasonable for people to think that they can calculate their tax liability based on that? Hansen asks. If a tax accountant cant answer that question, how can a common worker be guilty of a crime? The outcome of this case is a magnificent victory for those of us who believe that the United States of Americashould have an honest monetary system.
Just a quick reminder of some of our upcoming conference calls.
Did you know that you can fax or email any questions that you may have? Just be sure to include the program name, your name and just state your question. We'll try to get it on the very next call.
Be sure to check the calender for dial in numbers and pins. And if you miss it, don't forget that you can always use the playback feature on our conference bridge.
MASTER SYNDICATION
Next Training Call
Monday, November 5, 2007
8:00 pm (cst)
Monday, November 12, 2007
8:00 pm (cst)
Monday, November 19, 2007
8:00 pm (cst)
Monday, November 26, 2007
8:00 pm (cst)
Next Opportunity Calls
Wednesday, November 7, 2007
8:00 pm (cst)
Wednesday, November 14, 2007
8:00 pm (cst)
Wednesday, November 21, 2007
8:00 pm (cst)
Wednesday, November 28, 2007
8:00 pm (cst)
Sincerely,
CMI Customer Support Concept Marketing International
