The SILVER LINING
Concept Marketing International
Founder’s Message
In our March 2007 newsletter, I shared with you my excitement for the up-and-coming year as you began
to take advantage of our exciting trilogy of opportunities. Now, eight months into the year, the success our
families are experiencing nationwide has exceeded my expectations.
This has to be one of the most exciting newsletters published in CMI’s history.
The Ultimate Financial Plan, the Ultimate Benefit Plan and the Master Syndication have evolved into a
most extraordinary and unmatched opportunity for completing our mission statement of returning control
of the family’s financial future back to the family.
As we share with you the success of each program individually, just imagine the success of our families that
are prospering from the combination of such dynamic programs. An entire company could be created by
any one of these programs individually. We have put a new face on the concept of diversification. CMI
has truly reached the pinnacle of its program development.
Now the real fun begins! Do not hesitate to share the excitement of this newsletter with all you truly care
for so that they too may experience
“A Different Economic Reality!” –
James E. Aldridge, Jr., Founder Page 1
•
Founder’s Message Page 2
•
The UBP Excitement •
The MASTER “A Different Economic Reality”
Page 3
•
The MASTER - con’t •
The UFP Excitement Page 4
•
UBP Online Sign Up •
Deadline Reminder Page 5
•
Managing Your Syndication
Page 6
•
Workshop Calendar •
Foundation Academy IN
THIS
ISSUE
AUGUST · 2007
Page 7
•
Diversification Cash Flow Strategies
Page 8
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States Contacts •
Web Sites The Ultimate Benefit Plan Excitement!
Without having to sell anything or recruit anyone…would you like to Save
Money…Make Money or Both?
This has to be a million-dollar question? But, you will find that the UBP has delivered
on all its promises and projections in an exciting way. With no selling and no
recruiting our UBP family members financial lifestyles have immediately increased.
Just by utilizing the benefits alone, UBP members are receiving as much as $1500-$2000 per month in additional
income and the benefits in the program continue to grow monthly. We had not truly realized the financial impact of a
family’s or individual’s cost of living expenses on their financial position!
With a program that requires no selling or recruiting to make money, as you can imagine, has proven to be a very
profitable program to promote. The UBP Associates are finding that their success comes much easier with a program
they do not have to sell or recruit. Kind of unique in its creation…don’t you think?
With our no selling or recruiting benefit, combined with “five” sources of income available through the UBP…for the
UBP Associates…this makes the UBP income opportunity not only the flagship opportunity of CMI, but it has also
created an unmatched business opportunity nation-wide.
Don’t forget! The UBP business opportunity is also the only opportunity that comes complete with its own full benefit
and consumer savings plan.
Monthly income…with all your benefits…Who Needs a Job?!
CMI is extremely proud of the UBP Associates’ success with the UBP as new membership brings new additional and
exciting benefits. The larger we grow, the more buying power we have, the greater the benefits, the more outstanding
the opportunity. What an innovative domino effect for success!
The UBP stands strong as our flagship program and has filled that position and will continue to hold that position in a
most powerful manner.
Thank you and congratulations to the UBP Consumer Members and the UBP Associates.
The Master Syndication has indeed “mastered” the investment industry, the retail
industry and the network marketing industry. This is the first time the concept of
a true “cash flow” program utilizing the very powerful financial tool of syndicating
has been introduced to families, individuals and businesses nationwide. Needless
to say, the Master Syndication has waived across the country and has created a
huge splash in the cash flow industry.
How unheard of to create a “cash flow” program where everyone shares equally in the profit!
The MASTER
SYNDICATION
Excitement!
The
Ultimate
Financial Plan Excitement!
Now for the icing on top of the cake!
Just as ice cream and cake naturally go together to
create the ultimate celebration combination, Syndicating
and Diversifying naturally creates the ultimate
wealth creation combination.
The Cake:
As we all know from our initial education in CMI,
it’s not just about making money. As you advance
into the UFP to begin managing your earnings from
the UBP and the Masters, members begin to put
their proper tax position in place, open private placement
funds for college, retirement and pension planning,
and establishing family foundations to protect
and provide for their families financial future through
our exclusive trust systems.
As your success grows in CMI, every member’s
goal should be to receive a hefty piece of the cake!
The Icing:
With our advanced MOD III software program and
generating income from the other three
programs…making money becomes just a game!
In the UFP, with the ability to have unlimited buying
and selling, members are able to double and even
triple their monthly incomes at will…which in
turn…creates an unlimited income opportunity.
The UFP has been our most long-standing and secure
program to date which has withstood the test
of time. With the UFP’s proud, long term track
record of success and as the foundation on which
the UBP and the Master was built, know that this
phenomenal trilogy of powerful programs will offer
an incredible legacy to leave in your family’s name.
Can’t you already just taste the sweet flavor of
success, prosperity and security?
No first-in, first-paid challenges.
No “as my up-line you will always make more money than I
will” challenges.
No massive downline for minimum income challenges.
No long-term work requirements for minimum income challenges
etc.
No matter when you come in, or where you come in…wouldn’t
you like to share equally in our profits and join the top earners in
our organization in only 60 days? Another million-dollar question!
Would you like to prosper from the business we have already
created? A business that within two years has paid out almost $5
million dollars and delivered over 250,000 ounces of metal to an
accumulative membership of fewer than 3,000 members.
In revising the original Master Syndication, CMI has already created
a minimal 1600% gain on the membership’s original $500
initiated at the beginning of 2007. The revised edition of the Master
Syndication has proven to be a Master of design for success.
To move from a “graduated pay” system…to an “equal profit sharing
pool” system had to be the most significant upgrade of the
Master for 2007.
Look at this huge example:
June pay out to all qualified Masters members was $2,272.00!
Every qualified member received the
same profit-sharing check! July pay out to all qualified Masters members was $3,007.00!
Every qualified member received the
same profit-sharing check! Every qualified member received a $735 raise in pay in one month!
Astounding! When was the last time you received a $735 raise in
pay in one month on your job?
In only 60 days, anyone can join the top earners in the Master
Syndication and receive an
equal profit-sharing check with those members that have been in the program and getting paid for the
past eight months.
We can hardly wait to see what our August checks will be and
greatly anticipate the size of our checks for the holiday season!
The goal of the Master Syndication is to reach the cap of a
$10,000 monthly profit-sharing check and we are well on our way to accomplishing
that goal.
The question is… do you want your equal share?
We warned you that this would be a blazing newsletter!
UFP
New UBP Online Sign-up
How fantastic! Have you viewed the new online signup forms for the UBP yet?
As we continue the refinement of our flagship program, it is truly fantastic to see our “tech boys” at work. The new UBP
online forms will allow you to quickly and easily enlist new UBP memberships in a new and very cool high-tech format
with simplicity as the benefit.
UBP Associates, please download the updated UBP workbook and procedure manual to become familiar with the
updated forms and new procedures. Getting signed up has never been easier or more convenient for the new member or
existing members in upgrading your memberships. Kudos to the tech team! How would we survive without you?
Bank Draft Notice - Bank Draft Notice
The UBP and the Master have now joined with the UFP to offer a Bank
Draft Agreement for membership purchases.
With the Bank Draft Agreement members can lock in their monthly commissions
by having their client base on Bank draft. Master and UBP
members can eliminate their worry over suspension of their profit-sharing
checks, loss of benefits and loss of syndication due to a missed
purchase.
This is an excellent new convenience to refine and streamline our programs
and put your success on automatic pilot.
Please download an updated workbook and procedures manual for the
UBP and follow the instructions to submit a Bank draft agreement to
replace your Eagle One Agreement if you have been having difficulty
funding your card on time to keep your benefits from being suspended.
All Master members should utilize the Bank Draft Agreement with their
referrals to lock your qualifications in place. Make sure that your referrals
afford themselves the same protection through utilizing the Bank Draft
Agreement.
A Trilogy of Success!
Take just a moment…think about it...breathe it in and enjoy!
The UBP, the Masters and the UFP. Any one of these syndications could support and produce a multimillion dollar
opportunity for its membership…completely on its own.
You have all three! Without question… welcome to
“A Different Economic Reality!” DEADLINE
REMINDER:
The deadline for ALL payments is the
25th. This is for “new” and “reorders.
We need to see an online payment
request made by the 25th (before 3pm
west coast time) for UBP and Masters.
If mailed, it must be received by the Processing
Center on or before the 25th. If
by virtual money card, it must be successfully
debited by the 25th (UBP members
only).
If the recurring bank draft payment plan
has been requested, the monthly withdrawal
will happen on the 25
th for UBP and Masters. It must clear (complete
bank to bank funds transfer) to be considered
complete. This can take up to 7
days.
UFP members will still be drafted as
before on the 20
th of each month. Managing Your Syndication
The most important step to follow after establishing your syndication of 6, 9, or 12 is the effective management of that
syndication. This is not the time to relax and bask in the enjoyment of accomplishing your recruitment goals, you’re just
getting started with your CMI business!
It now becomes your duty and responsibility to ensure that your new team is “on track” with all of the necessary tools
and information for them to duplicate you in your successes and financial achievements. This guarantees that you will
continue to receive your monthly commissions and bonuses without interruption.
Step I
Starting with the initial payment process and getting your new member properly installed, here are some important facts
to remember.
1.) If your new member chooses to mail in their application, be sure to highly recommend one of the features that
utilizes a tracking number such as Certified Mail, Delivery Confirmation, Return Receipt, etc. If they just used a
stamp, then there is no way to verify it. You cannot call the Data Processing Center to have them search through
the mail to see if it arrived.
2.) If they choose the online payment method, make sure that they check back with their bank after a couple of days
to confirm that the draft cleared their account. An online payment may take up to 2-3 days to appear on their
statement. CMI’s bank would not see a completed transaction until 7 days have passed. If the member has not
seen a withdrawal in 3 days, please call the Data Processing center for more information. The first thing they will
ask is: Did you check your bank account? If you have, then the center will look up your transaction and give you
the results of your attempted transaction.
Payment Challenges
It may be one of the following:
Insufficient funds — not enough money in your account
Invalid account number, unable to locate — you entered the wrong routing and account numbers
Negative account block – this flag is set when a previous attempt has already been rejected for various reasons
Duplicate transaction – you tried to do more than one transaction from the same bank account within 10 minutes
Any of these results means you need to re-enter your online order all over again from the beginning by the 25
th of the month. The transaction you attempted never cleared and we have no order to process. There is a $20 draft
reject fee that also needs to be paid to CMI.
There are no automatic emails to confirm that your funds have cleared. You must check the activity in your bank
account. Please do not assume any transaction is complete without verifying at your bank.
Bank Draft
If you do a one-time online payment or request the Recurring Draft, there is an automatic email stating that a
request for payment has been made. This is
NOT a confirmation of funds received. You still need to monitor your account. If your online payment results do not clear your bank, an emailed notice will be sent to you.
If you are having difficulty managing the online payments, mail in your order one time to the DP Center (whether
new application or a reorder form) and include a Bank Draft Authorization form with a Voided Check. The
Processing center will then set up a monthly automatic draft to be made from your account.
CMI & AFFILIATE WORKSHOP
AND
ACADEMY SCHEDULES
Workshops! Workshops! As we go into the 4th quarter of our year,
we come into one of our busiest and most exciting times of the year.
Reflecting on today’s economic situations, we will do our greatest
amount of business because families are coming together seeking and
searching a better way and that better way is CMI. We suggest that
you make your reservations early, because with the availability of our
new presentation formats, our seminars and workshops will quickly
become standing room only! Also, as we have family members that
will travel from all across the country to get in on the excitement, I am
not able to stress how important it will be to pre-register and have as
many of your team members at each session as possible.
We know how anxious all our families are for CMI to come to their
area and we are as excited as you all are. Our members that have
been before can't wait for the next one and you first-timers don't know
what you're missing!
CMI SEMINAR & WORKSHOP (No. 1)
Sept. 28-29, 2007: Bay Area, CA
Contact CMI at 816-478-6305
CMI/LCG WORKSHOP (No. 2)
Oct.13, 2007: Kansas City, MO
TSI FOUNDATION ACADEMY:
November 17, 2007: Kansas City, MO
Contact LCG at 816-478-6305
To receive registration forms for any of the above sessions by Email: info@personalloanprogram.com
Step II
Now that your syndication team is successfully installed, be sure that they have knowledge of all of the tools upon
which to conduct business. Every CMI member should be regularly accessing the “members only” website
for all calendar events, constant announcements and updates on all three of
our programs along with specific forms and documents.
UBP
(Ultimate Benefit Plan) members should be utilizing the following…
1.) The 5-Minute Power Message :
[816-343-0067]
2.) The main UBP website for presentations,
briefings and benefits
descriptions: [www.cmiubp.com]
3.) The company sponsored National
Teleconference “Opportunity” calls
on Thursdays (see the calendar)
4.) The company sponsored National
Teleconference “Training” calls on
1
st & 3rd Saturdays (see the calendar)
5.) The sales associate website for
advertising ideas and sales/marketing
aids:
Master Syndication Program members should be utilizing the following…
6.) The 5-Minute Power Message :
[816-295-0321]
7.) The main Master website for
presentations and briefings:
8.) The company sponsored National
Teleconference “Opportunity” calls
on Wednesdays (see the calendar)
9.) The company sponsored National
Teleconference “Training” calls on
Mondays (see the calendar)
10.) The sales associate website for
advertising ideas and sales/marketing
Diversification - Cash Flow Strategies CMI TRILOGY
You’ve always heard the expression, “don’t put all of your eggs into one basket” which essentially means…Diversification.
Now, let’s look at an example of diversifying your income strategies within the three CMI programs, the Master Syndication
Program, the UBP and the UFP.
Phase I
From a modest syndication of “just” six members let’s take a financial journey building our families fortune as we help
others to do the same. If you are starting with the Master Syndication with your primary 6 team members being qualified
and receiving a monthly profit-sharing payout of only $3,000, this would yield a net positive cash flow of $2,500 that we can
refer to as “house money” from CMI. Now , your team utilizes $1,295 of the “house money” (money that they don’t have
to work for) and diversifies into the UBP at the top level for maximum benefit and cost effectiveness. This will result in an
immediate first level UBP payout of $2,200 in commissions and bonuses. We’ll omit the other three commission levels that
will follow to simplify this example.
Phase II
You now have a CMI monthly total income of $5,200 … $3,000 from the Master and $2,200 from the UBP … without
adding any new people to the equation. How’s that for easy money? Now , when your team completes the same strategy
30 days after your instructions, they will also enjoy a $2,200 raise in pay (first level only) just like you did from the use of
“house money” coming from CMI.
Phase III
Journeying further still, when you start receiving the $5,200 which is primarily “house money,” you’ll do another diversification
move into the UFP at $1,000. This gives you yet another strategic position for tax savings, asset accumulation and
overall maximum income in the complete CMI Trilogy. Again, your team utilizes $1,000 of the “house money” and diversifies
into the UFP as you did. This will result in an immediate first level UFP payout of $2,200 in commissions and bonuses.
We’ll omit the other three commission levels that will follow to further simplify this example. You will have a diversified
strategies payout of $3,000 from the Master, $2,200 from the UBP and $2,200 from the UFP for a grand total of $7,400 that
will grow monthly from there!
Unlimited Income Potential
For simplification measures, we have omitted the realization of the Master Syndication capping at $10,000 and the 2
nd, 3rd, and 4
th commission pay levels of both the UBP and the UFP. This example is just to demonstrate the base minimum pay of $7,400 doing the minimum “nut, bolt & washer” requirements of working with only (6) six committed individuals.
